www.citi.com/lovecitisimplicity – Apply for the Citi Simplicity Card


Apply for a CITI SIMPLICITY CARD today at www.citi.com/lovecitisimplicity. You can benefit from its 0% intro rate on credit card purchases and balance transfers when you register for an account. Additionally, you can enjoy its no late fees, no penalty rate and no annual fee.


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Apply for the Citi Simplicity® credit card and enjoys all the benefits it has to offer to its cardholders.


There is a 0% Intro APR for the first 12 months on purchases from account opening date. After that, the variable APR will become 14.99% – 24.99%, depending on your creditworthiness.

Also, there is a 0% Intro APR for 21 months on balance transfers from first transfer date. And after that, the variable APR will then become 14.99% – 24.99%, depending on your creditworthiness. Balance transfers is required to be completed within the first 4 months of account opening.

Features and Benefits of Citi Simplicity Card

  • It is great for users with good and excellent credit score
  • 0% intro rate for 21 months on balance transfers and purchases
  • 99% to 24.99% variable regular APR
  • $0 annual fee
  • No penalty rates
  • No late fees

Apply for the Citi Simplicity Card

If you have received an invitation in the mail to apply for this credit card, then you can get started with the application process. New members can apply for this card in 3 different ways:

  • Phone
  • Online
  • Mail

How to Apply for Citi Simplicity Card By Phone

If you are interested in applying for the credit card by speaking directly with a customer service representative, then you can call the toll-free number at


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How to Apply for Citi Simplicity Card Online

Applying for the credit card online is the fastest process available to its customers for getting approved. If you have gotten an approval mail, then check for the invitation code which is required during application. Follow the step to apply for the credit card online:

  • Visit the website at citi.com/lovesimplicity
  • Enter the invitation code on the Citi Love Simplicity Mail you received
  • Then enter your name
  • And click on Apply Now

You will be required to continue the application process by providing other personal details like:

  • Address
  • Email address
  • Social security number
  • Employer
  • Annual salary
  • Occupation
  • Mortgage or rent amount

After completing the application form, click on Submit and wait a few minutes to get your instant application status. If your application is approved and accepted, then you will be extended a credit limit and the cred card will be mailed to your address.

CITI SIMPLICITY Customer Service

If you have any questions about your Citi Card account, then you can call the number at the back of the credit card. You can just say the word “representative” to get access to a live help from a Customer Service representative fast.

Its customer service department is readily available 24/7, 365 days a year. So, you can get help and even technical assistance anytime as a benefit of using this card.



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