Customers can applydiscover.com for the Discover credit cards at their official website Discover.com or by calling 1-800-DISCOVER (at 1-800-347-2683). On this article, you will learn how to apply for a credit card online, increase your chances of approval and protect your personal information during applying for credit cards online.
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This credit card is available to consumers but first step is pre-qualification and pre-approval. It is not 100% guaranteed that you will be approved after application. However, if approved; this card will save you time and effort by eradicating the need for a credit application altogether.
People that are interested in applying for a Discover IT credit card and have been pre-approved can start the card application process using the three below steps:
- Via QR Code
- By phone
Features of Discover it® Card
- Offers 0% intro APR for first 18 months from date of account opening
- After introductory APR expires, you will get a rate based on your creditworthiness
- Offers 0% intro APR for first 18 months on balances and purchases
- There is no annual fee
- Offers 5% cash back on everyday purchases
- 1% cash back on eligible purchases
- There is Unlimited Cashback Match at the end of the first year
- $0 Fraud Liability
- Social security number alerts
- Freeze your account in seconds is security threat
- United States based 24/7 customer service
- Free FICO credit score
- Card accepted at 99% of places
- Redeem your rewards for cash in any amount
Apply for Discover IT Card Online
Applying for this credit card online is an easy step to carry out. It only takes few minutes to complete and submit the form online. Remember that you must have been offered an invitation email to continue with this step.
The email contains invitation number and code which is required during application. Follow the steps below to apply for this card online:
- Visit the web address applydiscover.com on your web browser
- Enter the 23-digit code invitation number
- Click on Start Your Application
- If preapproved select your card design on the next page
- Enter your date of birth, employment status, monthly housing or rent, total gross income, and email address
- Read the terms and condition about the credit card
- Click on Submit
You can contact the 100% U.S. service any time: at 1-877-587-1605 for application matters.
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Where do I find my invitation number?
You can get the invitation number at the bottom of your letter. It is a 23-digit code.
Can’t find your invitation number?
If you can’t find your invitation number, then go to the website at https://www.discovercard.com/application/website/fmo. Provide your name and last 4 digits of SSN. Select whether you are a student or not. Then click on Find My Offer. Note that checking for offers here is not the application for this credit card. If the system can find your offer, then you will be presented with an application.
Check the status of your Discover® Card Application
This is a quick and secure process. To check your application status, follow the process below:
- Go to the website https://www.discovercard.com/application/checkStatus
- Enter your 9-digit Social Security Number
- Provide 5-digit your ZIP Code
- Click on Continue
If you are having difficulties checking the status of your application, then you can connect with a live agent: 1-800-347-3085
Activate Discover® Card – card.discover.com
After you have received the card, then you can activate it by visiting the website at https://www.discover.com/activate. Then Select either to activate the card without logging in or logged in
Activate Without Loggin In
If you select this process, then follow the step below:
- Provide your Date of Birth, Last 4 Digit of SSN, 16-Digit Card Number, Card Expiration Date, 3-Digit Card Number
- Verify the captcha by choosing either image captcha or audio captcha
- Enter the captcha code on the required box
- Click CONTINUE
Activate With Log In
For this option, follow the step below:
- Enter your User ID and Password
- Type in the 3-Digit sequence ID
- Verify the captcha by entering the text in image or audio
- Click on CONTINUE
discover.com Log In
To access the secure account log in process, follow the step below:
- Go to https://www.discover.co
- Enter your User ID and Password
- Select an Account either Credit Card, Bank Account, Student Loans, Personal Loans, Home Loans, or Identity Theft Protection
- Click on Log In
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discover.com Forgot User ID/Password?
If you have misplaced or forgotten your login details, then you can reset it by visiting the website https://www.discover.com/forgot-info/?ICMPGN=SA_LOGIN_BOX_FORGOT. Select the account, then choose either Forgot User ID, Forgot Password, or Forgot Both.
Enter the required information like card number, expiration date, date of birth, last 4 digit of SSN, and click on Continue. Follow the process to complete the account reset process.
discover.com/register-account – Register To Access Your Account Online
- Visit the website https://www.discover.com/register-account/?ICMPGN=SA_LOGIN_BOX_REGISTER
- Select Register Now under Credit Cards, Banking, Student Loans, Personal Loans, or Home Loans. Whichever profile you are registering for
- Provide your 16-Digit Card Number, expiration date, date of birth, last 4 digit of social security number
- Choose and verify the captcha
- Click on Continue
- Create your account Username and Password
- Click on Register
Discover Personal Loan Calculator
The personal loan payment calculator makes it easy for applicants to estimate monthly payments based on loan amount and credit score.
Go to the Personal Loan Calculator Link to calculate your loan estimate.
Discover ATM Locator
You can locate and withdraw cash from over 415,000 ATMs around you using your Discover credit or debit card. This is with access to over 60,000 surcharge-free ATMs through Allpoint® or MoneyPass® networks.
Go to the ATM Locator link to get locations on Discover ATMs around your region. Provide your address or zip code to continue the locator process. Take note that ATM descriptions used may vary by location. Also, the ATM accessibility varies by location. Not all ATMs are available 24/7 and some have restricted access.
applydiscover.com Live Agent – Discover it® Card Customer Service
You can message a United States based agents to get your questions answered on Discover.com. Just go to the website https://www.discover.com/credit-cards/help-center/contact-us. Click on MESSAGE AN AGENT, then a pop-up messaging platform will open at the bottom right of the page.
You can contact the customer service line at
U.S. 1-800-DISCOVER. This contact is available to help you 24 hours a day. (1-800-347-2683) (English/Español)
OUTSIDE U.S. 1-224-888-7777 (English/Espanol)
Discover Credit Card PAYMENT ADDRESSES
Payment addresses depends totally upon your current address. So, ensure to review the address listed on your periodic statement to make sure your payment is received at the correct location.
6103 Carol Stream, IL 60197-6103
29013 Phoenix, AZ 85038-9013
70176 Philadelphia, PA 19176-0176
71242 Charlotte NC 28272-1242
CUSTOMER SERVICE – GENERAL INQUIRIES
Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943
DISCOVER GIFT CARDS
P.O. Box 52145 Phoenix, AZ 85027-2145
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