Still having difficulties on the American Express Login In process? Then this article brings you answer and solution. But first, let’s get to know more about American Express.
American Express
American Express Company, also known as Amex is an American multinational corporation that focuses in payment card services. It headquarters is in 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City.
The company was established in the year 1850 and it is one of the 30 components of the Dow Jones Industrial Average.
Amex App
You can get the Amex App for mobile transactions. Using the app helps to save time, as you no longer have to visit a branch for transactions anymore. The Amex app can be downloaded on both Android and iOS devices.
Features of Amex App
- Purchase alerts, balance summaries & reminders
- The fastest way to access help with 24/7 chat
- Pay with points in your App
- Lock your Card anytime, anywhere
- Access and search all your transactions in the App
- Earn rewards with regular offers
American Express Credit Cards – Amex Credit Card
The Amex cards are issued by American Express which is a publicly traded financial services firm, and are charge cards, credit cards, or prepaid cards. The American Express card is also called an “Amex” card. It offers a variety of features which includes rewards points, cash back, and travel perks.
What credit score is needed for American Express?
American Express credit score requirement for its credit card is 700 or above, depending on the card you are applying for. This means that people with good to excellent credit are eligible to be approved quickly for the American Express credit card.
American Express Account Login – Log In to My Account
To get access to your Amex account, follow the step below:
- Visit the website https://www.americanexpress.com/en-nz/account/login
- Enter your USER ID and PASSWORD
- Select Cards – My Account
- Click on Log In
Forgot your User ID or Password?
- Under the Log In box click on Forgot your User ID or Password?
- Select either Forgot User ID or Forgot Password
- Enter your 15 DIGIT CARD NUMBER, and 4-DIGIT CARD ID (CID)
- Click on Continue
- A mail containing link to reset password will be sent to the email address used during registration of account
- Click on the link on the mail
- Create a new password
- Click on Reset
American Express Registration
If you don’t have an online account yet, then you can register for one. This process can be done when you already have an Amex card:
- Go to the website https://oce.americanexpress.com/myca/ocareg/japa/action?request_type=un_Register&Face=en_NZ&linknav=nz-homepage-servicinglink2pr-large#/
- Enter your 15-DIGIT CARD NUMBER, and 4-DIGIT CARD ID
- Click on Confirm
- Enter your first name, last name, email, phone number, date of birth, and address
- Create a User ID and Password for your account
- Click on Finish
Apply To American Express Credit Card
Applicants can apply for credit cards either by completing an online application, paper application and mailing it.
The Basics You Need to Know
Before applying, you might want to check if:
- You are of the age 21 or older. If you are under 21, then you should have your parents’ permission or verifiable income
- Have a Social Security Number (SSN)
- You should be employed
- Have a better credit score
- Know the card you are applying for
American Express Cards
Personal Card – This includes pre-qualified credit card offers, travel credit cards, cash back credit cards, no annual fee credit cards
Business Credit Card – Popular business credit cards, travel business credit cards, no annual fee business credit cards, flexible payment business credit cards
Corporate Programs – Corporate green card, platinum card, purchasing card, personal card annual credit
Prepaid Cards – prepaid debit cards
How to Apply
- Go to the website https://www.americanexpress.com/us/
- Click on Cards at the header section
- Select the card you want to apply for or click on View all cards
- Under the card design click on Apply Now (ensure to read through the card details you are applying for)
- Provide your personal information, the name you want to appear on the card, email address, date of birth, social security number, total annual income, source of income
- Click on Continue to Terms
- Accept the terms and conditions, and other policies by ticking on the checkbox
- Click on Submit Application
After this, you will get decision on approval or rejected within a minute. If approved, you can then follow the guideline to apply for the credit card.
Pay American Express Credit Card
You can pay the American Express credit card either online, by phone, via the American Express mobile app or by mail. To pay an American Express credit card bill online, you are required to login to your online account and click on “Payments.” Then, select the amount you want to pay, when to pay it, and where the payment is coming from. The payment features also allow cardholders to set up automatic payments, too.
By phone
Call 1-800-472-9297 and type in your card information when prompted.
By mail
Send a check or money order (not cash) to
American Express
P.O. Box 650448
Dallas, TX 75265-0448
Ensure you send it early so that it will arrive by the due date. Write your credit card number on the back of the check.
American Express Customer Service
To contact the American Express customer department, visit the website https://www.americanexpress.com/nz/contact-us/?inav=NZ_ser_iNav_InfoHelp_Contact
Misplaced credit card – You can lock or unlock your card in the Amex app
Lost or stolen card can be replaced using the app or by calling 0800 656 660 or +64 9 583 8300
You can get contact concerning other card issues like personal cards, business cards, corporate cards, merchant, or New Zealand Head Office, on the website.
